The Earth is finite and the number of markets is limited, leading to a reduction in import and maximization of export during the crisis. The growth of the global financial sector has been much higher than global industrial production, leading to a collective madness of non-performing loans and an impending downturn of the global economy by 30-40%. The situation in California is similar to Greece, and the external debt of many countries is alarmingly high. The impending crisis will be ended by non-performing loans and a downturn of the global economy.